Principles of Risk Management and Insurance, 14th edition

  • George E. Rejda, 
  • Michael J. McNamara

Your access includes:

  • Search, highlight, notes, and more
  • Easily create flashcards
  • Use the app for access anywhere
  • 14-day refund guarantee

$10.99per month

Minimum 4-month term, pay monthly or pay $43.96 upfront

Learn more, spend less

  • Study simpler and faster

    Use flashcards and other study tools in your eTextbook

  • Listen on the go

    Learn how you like with full eTextbook audio

  • Find it fast

    Quickly navigate your eTextbook with search

  • Stay organized

    Access all your eTextbooks in one place

  • Easily continue access

    Keep learning with auto-renew

Overview

Principles of Risk Management and Insurance provides an in-depth examination of major risk themes. The text covers the basics of risk and insurance, and traditional and enterprise risk management topics, making it relevant to a variety of disciplines in business.

Fully updated, the 14th Edition examines global topics ranging from natural disasters and terrorism, to domestic issues like the Affordable Care Act and healthcare reform. With primary emphasis on insurance consumers, the text helps you apply concepts to your own personal risk management and insurance programs.

Published by Pearson (September 15th 2020) - Copyright © 2020

ISBN-13: 9780135641293

Subject: Finance

Category: Financial Markets & Institutions

Overview

PART 1: BASIC CONCEPTS IN RISK MANAGEMENT AND INSURANCE
1. Risk and Its Treatment
2. Insurance and Risk
3. Introduction to Risk Management
4. Enterprise Risk Management and Related Topics

PART 2: THE PRIVATE INSURANCE INDUSTRY
5. Types of Insurers and Marketing Systems
6. Insurance Company Operations
7. Financial Operations of Insurers
8. Government Regulation of Insurance

PART 3: LEGAL PRINCIPLES IN RISK AND INSURANCE
9. Fundamental Legal Principles
10. Analysis of Insurance Contracts

PART 4: LIFE AND HEALTH RISKS
11. Life Insurance
12. Life Insurance Contractual Provisions
13. Buying Life Insurance
14. Annuities and Individual Retirement Accounts
15. Healthcare Reform: Individual Health Insurance Coverages
16. Employee Benefits: Group Life and Health Insurance
17. Employee Benefits: Retirement Plans
18. Social Insurance

PART 5: PERSONAL PROPERTY AND LIABILITY RISKS
19. The Liability Risk
20. Auto Insurance
21. Auto Insurance (Continued)
22. Homeowners Insurance, Section I
23. Homeowners Insurance, Section Ii
24. Other Property and Liability Insurance Coverages

PART 6: COMMERCIAL PROPERTY AND LIABILITY RISKS
25. Commercial Property Insurance
26. Commercial Liability Insurance
27. Crime Insurance and Surety Bonds

APPENDICES
A. Personal Auto Policy
B. Homeowners 3 (Special Form)

Your questions answered

Pearson+ is your one-stop shop, with eTextbooks and study videos designed to help students get better grades in college.

A Pearson eTextbook is an easy‑to‑use digital version of the book. You'll get upgraded study tools, including enhanced search, highlights and notes, flashcards and audio. Plus learn on the go with the Pearson+ app.

Your eTextbook subscription gives you access for 4 months. You can make a one‑time payment for the initial 4‑month term or pay monthly. If you opt for monthly payments, we will charge your payment method each month until your 4‑month term ends. You can turn on auto‑renew in My account at any time to continue your subscription before your 4‑month term ends.

When you purchase an eTextbook subscription, it will last 4 months. You can renew your subscription by selecting Extend subscription on the Manage subscription page in My account before your initial term ends.

If you extend your subscription, we'll automatically charge you every month. If you made a one‑time payment for your initial 4‑month term, you'll now pay monthly. To make sure your learning is uninterrupted, please check your card details.

To avoid the next payment charge, select Cancel subscription on the Manage subscription page in My account before the renewal date. You can subscribe again in the future by purchasing another eTextbook subscription.

Channels is a video platform with thousands of explanations, solutions and practice problems to help you do homework and prep for exams. Videos are personalized to your course, and tutors walk you through solutions. Plus, interactive AI‑powered summaries and a social community help you better understand lessons from class.

Channels is an additional tool to help you with your studies. This means you can use Channels even if your course uses a non‑Pearson textbook.

When you choose a Channels subscription, you're signing up for a 1‑month, 3‑month or 12‑month term and you make an upfront payment for your subscription. By default, these subscriptions auto‑renew at the frequency you select during checkout.

When you purchase a Channels subscription it will last 1 month, 3 months or 12 months, depending on the plan you chose. Your subscription will automatically renew at the end of your term unless you cancel it.

We use your credit card to renew your subscription automatically. To make sure your learning is uninterrupted, please check your card details.