Business Mathematics, 14th edition

  • Gary Clendenen, 
  • Stanley A. Salzman

Choose the option that's right for you

$9.99 / mo

4-month term, pay monthly or pay $39.96

Enjoy these features

  • Up to 2 devices
  • Discounted tutor access
  • Exclusive offers

$14.99 / mo

4-month term, pay monthly or pay $59.96

Enjoy these features

  • Up to 2 devices
  • Discounted tutor access
  • Exclusive offers

Learn more, spend less

  • Watch and learn

    Videos & animations bring concepts to life

  • Learn anytime, anywhere

    Get the app to access your eTextbook whenever you need it

  • Make it your own

    Your notes. Your highlights. Your eTextbook

  • Find it fast

    Quickly navigate your eTextbook with search

  • Stay organized

    Access all your eTextbooks in one place

Overview

Business Mathematics by Clendenen and Salzman teaches the mathematical skills you'll need for success in business, emphasizing mastery of business concepts and scenarios that require a mathematical solution.

Published by Pearson (December 11th 2020) - Copyright © 2019

ISBN-13: 9780137401604

Subject: Technical, Trade, & Business Mathematics

Category: Business Math

Table of contents

Table of Contents

  • Preface
  • The Business Mathematics, 14th Edition Learning System
  • Learning Tips for Students
  • Business Mathematics Pretest
  • Index of Applications
  1. Whole Numbers and Decimals
    • 1.1 Whole Numbers
    • 1.2 Application Problems
    • 1.3 Decimal Numbers
    • 1.4 Addition and Subtraction of Decimals
    • 1.5 Multiplication and Division of Decimals
    • Chapter 1 Quick Review
    • Chapter Terms
    • Case Study: Cost of Getting Married
    • Case in Point Summary Exercise: Subway
    • Chapter 1 Test
  2. Fractions
    • 2.1 Fractions
    • 2.2 Addition and Subtraction of Fractions
    • 2.3 Addition and Subtraction of Mixed Numbers
    • 2.4 Multiplication and Division of Fractions
    • 2.5 Converting Decimals to Fractions and Fractions to Decimals
    • Chapter 2 Quick Review
    • Chapter Terms
    • Case Study: Operating Expenses at Woodline Moldings and Trim
    • Case in Point Summary Exercise: The Home Depot
    • Chapter 2 Test
  3. Percents
    • 3.1 Writing Decimals and Fractions as Percents
    • 3.2 Finding Part
    • 3.3 Finding Base
      • Supplementary Application Exercises on Base and Part
    • 3.4 Finding Rate
      • Supplementary Application Exercises on Base, Rate, and Part
    • 3.5 Increase and Decrease Problems
    • Chapter 3 Quick Review
    • Chapter Terms
    • Case Study: Self Employed Retirement Plan
    • Case in Point Summary Exercise: Century 21
    • Chapter 3 Test
  4. Equations and Formulas
    • 4.1 Solving Equations
    • 4.2 Applications of Equations
    • 4.3 Business Formulas
    • 4.4 Ratio and Proportion
    • Chapter 4 Quick Review
    • Chapter Terms
    • Case Study: Forecasting Sales at Alcorn's Boutique
    • Case in Point Summary Exercise: General Motors
    • Chapter 4 Test
      • Chapters 1 - 4 Cumulative Review
  5. Bank Services
    • 5.1 Banking, Checking Accounts, and Check Registers
    • 5.2 Checking Services and Credit-Card Transactions
    • 5.3 Bank Statement Reconciliation
    • Chapter 5 Quick Review
    • Chapter Terms
    • Case Study: Banking Activities of a Retailer
    • Case in Point Summary Exercise: Jackson & Perkins
    • Chapter 5 Test
  6. Payroll
    • 6.1 Gross Earnings: Wages and Salaries
    • 6.2 Gross Earnings: Piecework and Commissions
    • 6.3 Social Security, Medicare, and Other Taxes
    • 6.4 Income Tax Withholding
    • Chapter 6 Quick Review
    • Chapter Terms
    • Case Study: Payroll: Finding Your Take-Home Pay
    • Case in Point Summary Exercise: Payroll at Starbucks
    • Chapter 6 Test
  7. Mathematics of Buying
    • 7.1 Invoices and Trade Discounts
    • 7.2 Series Discounts and Single Discount Equivalents
    • 7.3 Cash Discounts: Ordinary Dating Methods
    • 7.4 Cash Discounts: Other Dating Methods
    • Chapter 7 Quick Review
    • Chapter Terms
    • Case Study: George Foreman
    • Case in Point Summary Exercise: Discounts at Bed Bath & Beyond
    • Chapter 7 Test
  8. Mathematics of Selling
    • 8.1 Markup on Cost
    • 8.2 Markup on Selling Price
      • Supplementary Application Exercises on Markup
    • 8.3 Markdown
    • 8.4 Turnover and Valuation of Inventory
    • Chapter 8 Quick Review
    • Chapter Terms
    • Case Study: Markdown: Reducing Prices to Move Merchandise
    • Case in Point Summary Exercise: Recreational Equipment Inc. (REI)
    • Chapter 8 Test
      • Chapters 5 - 8 Cumulative Review
  9. Simple Interest
    • 9.1 Basics of Simple Interest
    • 9.2 Finding Principal, Rate, and Time
    • 9.3 Simple Discount Notes
    • 9.4 Discounting a Note Before Maturity
      • Supplementary Application Exercises on Simple Interest and Simple Discount
    • Chapter 9 Quick Review
    • Chapter Terms
    • Case Study: Banking in a Global World: How Do Large Banks Make Money?
    • Case in Point Summary Exercise: Apple, Inc.
    • Chapter 9 Test
  10. Compound Interest and Inflation
    • 10.1 Compound Interest
    • 10.2 Interest-Bearing Bank Accounts and Inflation
    • 10.3 Present Value and Future Value
    • Chapter 10 Quick Review
    • Chapter Terms
    • Case Study: Valuing a Chain of McDonald's Restaurants
    • Case in Point Summary Exercise: Bank of America
    • Chapter 10 Test
      • Chapters 9 - 10 Cumulative Review
  11. Annuities, Stocks, and Bonds
    • 11.1 Annuities and Retirement Accounts
    • 11.2 Present Value of an Ordinary Annuity
    • 11.3 Sinking Funds (Finding Annuity Payments)
      • Supplementary Application Exercises on Annuities and Sinking Funds
    • 11.4 Stocks and Mutual Funds
    • 11.5 Bonds
    • Chapter 11 Quick Review
    • Chapter Terms
    • Case Study: Financial Planning
    • Case in Point Summary Exercise
    • Chapter 11 Test
  12. Business and Consumer Loans
    • 12.1 Open-End Credit and Charge Cards
    • 12.2 Installment Loans
    • 12.3 Early Payoffs of Loans
    • 12.4 Personal Property Loans
    • 12.5 Real Estate Loans
    • Chapter 12 Quick Review
    • Chapter Terms
    • Case Study: Consolidating Loans
    • Case in Point Summary Exercise: Underwater on a Home
    • Chapter 12 Test
      • Chapters 11 - 12 Cumulative Review
  13. Taxes and Insurance
    • 13.1 Property Tax
    • 13.2 Personal Income Tax
    • 13.3 Fire Insurance
    • 13.4 Motor-Vehicle Insurance
    • 13.5 Life Insurance
    • Chapter 13 Quick Review
    • Chapter Terms
    • Case Study: Financial Planning for Property Taxes and Insurance
    • Case in Point Summary Exercise: Mattel Inc.—Taxes and Insurance
    • Chapter 13 Test
  14. Depreciation
    • 14.1 Straight-Line Method
    • 14.2 Declining-Balance Method
    • 14.3 Sum-of-the-Years'-Digits Method
      • Supplementary Application Exercises on Depreciation
    • 14.4 Units-of-Production Method
    • 14.5 Modified Accelerated Cost Recovery System
    • Chapter 14 Quick Review
    • Chapter Terms
    • Case Study: Comparing Depreciation Methods
    • Case in Point Summary Exercise: Ford Motor Company
    • Chapter 14 Test
  15. Financial Statements and Ratios
    • 15.1 The Income Statement
    • 15.2 Analyzing the Income Statement
    • 15.3 The Balance Sheet
    • 15.4 Analyzing the Balance Sheet
    • Chapter 15 Quick Review
    • Chapter Terms
    • Case Study: Bicycle Shop
    • Case in Point Summary Exercise: Apple, Inc.
    • Chapter 15 Test
  16. Budgeting and Business Statistics
    • 16.1 Planning and Budgeting
    • 16.2 Frequency Distributions and Graphs
    • 16.3 Mean, Median, and Mode
    • Chapter 16 Quick Review
    • Chapter Terms
    • Case Study: Watching a Small Business Grow
    • Case in Point Summary Exercise: Bobby Flay
    • Chapter 16 Test

Appendix A: The Metric System

Appendix B: Basic Calculators

Appendix C: Financial Calculators

Appendix D: Exponents and the Order of Operations

Appendix E: Graphing Equations

Answers to Selected Exercises

Glossary

Index

Photo Credits

Your questions answered

Introducing Pearson+. Reimagined learning, designed for you. Choose from one eTextbook or over 1,500 eTextbooks and study tools, all in one place, for one low monthly subscription. A new way to buy books that fits your budget. Make the most of your study time with offline access, enhanced search, notes and flashcards — to get organized, get the work done quicker and get results. Plus, with the app, put textbooks in your pocket and learn wherever. It's time to upgrade the textbook and simplify learning, so you can have time to live too.

Pearson eTextbook is an easy-to-use digital textbook available from Pearson+. Make it your own by adding notes and highlights. Download the Pearson+ mobile app to learn on the go, even offline. Listen on the go with our new audiobook feature, available for most titles.

When you choose a plan, you're signing up for a 4-month 'term'. You can opt to make a one-time payment for the initial 4-month term or pay monthly. If you opt for monthly payments, we will charge your payment method each month until your 4-month term has ended. You can turn on auto-renew in My account at any time to continue your subscription before your 4-month term has ended.

When you purchase a Pearson+ subscription, it will last 4 months. Before your initial 4-month term ends, you can extend your subscription by turning auto-renew on in My account.

If you turn auto-renew on, we’ll automatically renew your subscription and charge you every month until you turn off auto-renew. If you made a one-time payment for your initial 4-month term, you’ll now pay monthly.

To avoid the next payment charge, make sure you turn auto renewal off 1 day before the auto renewal date. You can subscribe again after auto-renew has been turned off by purchasing another Pearson+ subscription. We use your credit card to renew your subscription automatically. To make sure your learning is uninterrupted, please check your card details before your first monthly payment.

With a Multi Pearson+ subscription plan, you can download up to 10 titles on the Pearson+ app from My list on each of your authorized devices every month.

When you're using your Multi Pearson+ subscription plan in a browser, you can select and read from as many titles as you like.