Introduction to Risk Management and Insurance, 10th edition

  • Mark S. Dorfman, 
  • David A. Cather

Your access includes:

  • Search, highlight, and take notes
  • Easily create flashcards
  • Use the app for access anywhere
  • 14-day refund guarantee

$10.99per month

4-month term, pay monthly or pay $43.96

Learn more, spend less

  • Study simpler and faster

    Use flashcards and other study tools in your eTextbook

  • Listen on the go

    Learn how you like with full eTextbook audio

  • Special partners and offers

    Enjoy perks from special partners and offers for students

  • Find it fast

    Quickly navigate your eTextbook with search

  • Stay organized

    Access all your eTextbooks in one place


Introduction to Risk Management and Insurance covers basic insurance concepts from the consumer's point of view and provides the tools to make informed insurance purchasing decisions. This revision highlights the increased importance of risk management and insurance in business and society.

Published by Pearson (August 1st 2021) - Copyright © 2012

ISBN-13: 9780137614417

Subject: Finance

Category: Financial Markets & Institutions

Table of contents

Brief Contents

  • Chapter 1: Introduction to Enterprise Risk Management and Insurance
  • Chapter 2: Risk Identification
  • Chapter 3: Risk Assessment and Pooling
  • Chapter 4: Risk-Handling Techniques: Loss Control, Risk Transfer, and Loss Financing
  • Chapter 5: Risk-Handling Techniques: Diversification and Hedging
  • Chapter 6: Fundamentals of Insurance
  • Chapter 7: Insurable Perils and Insuring Organizations
  • Chapter 8: Insurance Functions
  • Chapter 9: Insurance Markets: Economics and Issues
  • Chapter 10: Insurance Regulation
  • Chapter 11: Insurance Contracts
  • Chapter 12: The Personal Auto Policy
  • Chapter 13: Homeowners Insurance (HO)
  • Chapter 14: Professional Financial Planning
  • Chapter 15: Life Insurance Policies
  • Chapter 16: Standard Life Insurance contract Provisions and Options
  • Chapter 17: Annuities
  • Chapter 18: Health Insurance and Disability Income
  • Chapter 19: Employee Benefits
  • Chapter 20: Social Security
  • Chapter 21: Unemployment and Workers’ Compensation Insurance
  • Chapter 22: Commercial Property Insurance
  • Chapter 23: Commercial Liability Insurance

Your questions answered

Pearson+ is your one-stop shop, with eTextbooks and study videos designed to help students get better grades in college.

A Pearson eTextbook is an easy‑to‑use digital version of the book. You'll get upgraded study tools, including enhanced search, highlights and notes, flashcards and audio. Plus learn on the go with the Pearson+ app.

Your eTextbook subscription gives you access for 4 months. You can make a one‑time payment for the initial 4‑month term or pay monthly. If you opt for monthly payments, we will charge your payment method each month until your 4‑month term ends. You can turn on auto‑renew in My account at any time to continue your subscription before your 4‑month term ends.

When you purchase an eTextbook subscription, it will last 4 months. You can renew your subscription by selecting Extend subscription on the Manage subscription page in My account before your initial term ends.

If you extend your subscription, we'll automatically charge you every month. If you made a one‑time payment for your initial 4‑month term, you'll now pay monthly. To make sure your learning is uninterrupted, please check your card details.

To avoid the next payment charge, select Cancel subscription on the Manage subscription page in My account before the renewal date. You can subscribe again in the future by purchasing another eTextbook subscription.

Channels is a video platform with thousands of explanations, solutions and practice problems to help you do homework and prep for exams. Videos are personalized to your course, and tutors walk you through solutions. Plus, interactive AI‑powered summaries and a social community help you better understand lessons from class.

Channels is an additional tool to help you with your studies. This means you can use Channels even if your course uses a non‑Pearson textbook.

When you choose a Channels subscription, you're signing up for a 1‑month, 3‑month or 12‑month term and you make an upfront payment for your subscription. By default, these subscriptions auto‑renew at the frequency you select during checkout.

When you purchase a Channels subscription it will last 1 month, 3 months or 12 months, depending on the plan you chose. Your subscription will automatically renew at the end of your term unless you cancel it.

We use your credit card to renew your subscription automatically. To make sure your learning is uninterrupted, please check your card details.