Business Math, 12th edition

  • Cheryl Cleaves, 
  • Margie Hobbs, 
  • Jeffrey Noble

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Hallmark features of this title

  • Case Studies promote collaborative learning with real-world project problems.
  • 5-Step Problem Solving Strategy is an effective approach to problem solving and a strategy for good decision making.
  • Excel templates, marked with an EXCEL icon, allow students to work through specific exercises in the end-of-chapter Exercise Sets and Challenge Problems.
  • Skill Builders and Applications in section exercises help students master basic concepts and then apply them.
  • Tip and Did You Know? boxes give alternate problem-solving strategies, point out common mistakes, and teach the use of calculators.

Published by Pearson (July 18th 2023) - Copyright © 2024

ISBN-13: 9780138031893

Subject: Technical, Trade, & Business Mathematics

Category: Business Math

Table of contents

1. Review of Whole Numbers and Integers

  • 1-1 Place Value and Our Number System
  • 1-2 Operations with Whole Numbers and Integers
  • Case Study: Take the Limo Liner
  • Case Study: Leaky Roof? Sanderson Roofing Can Help
  • Case Study: The Cost of Giving

2. Review of Fractions

  • 2-1 Fractions
  • 2-2 Adding and Subtracting Fractions
  • 2-3 Multiplying and Dividing Fractions
  • Case Study: Bitsie’s Pastry Sensations
  • Case Study: Greenscape Designs

3. Decimals

  • 3-1 Decimals and the Place Value System
  • 3-2 Operations with Decimals
  • 3-3 Decimal and Fraction Conversions
  • Case Study: Pricing Stock Shares
  • Case Study: JK Manufacturing demographics

4. Banking

  • 4-1 Checking Account Transactions
  • 4-2 Bank Statements
  • Case Study: Mark’s First Checking account
  • Case Study: Expressions Dance Studio

5. Equations

  • 5-1 Equations
  • 5-2 Using Equations to Solve Problems
  • 5-3 Formulas
  • Case Study: Anunson Precision Painting, LLC
  • Case Study: Artist’s Performance Royalties
  • Case Study: Educational Consultant

6. Percents

  • 6-1 Percent Equivalents
  • 6-2 Solving Percentage Problems
  • 6-3 Increases and Decreases
  • Case Study: Wasting Money or Shaping Up?
  • Case Study: Customer Relationship Management
  • Case Study: Carpeting a New Home

7. Business Statistics

  • 7-1 Graphs and Charts
  • 7-2 Measures of Central Tendency
  • 7-3 Measures of Dispersion
  • Case Study: Progeny Plastics Inc.
  • Case Study: Ink Hombre: Tattoos and Piercing

8. Trade and Cash Discounts

  • 8-1 Single Trade Discounts
  • 8-2 Trade Discount Series
  • 8-3 Cash Discounts and Sales Terms
  • Case Study: Image Manufacturing’s Rebate Offer
  • Case Study: McMillan Oil & Propane, LLC
  • Case Study: The Artist’s Palette

9. Markup and Markdown

  • 9-1 Markup Based on Cost
  • 9-2 Markup Based on Selling Price and Markup Comparisons
  • 9-3 Markdown, Series of Markdowns, and Perishables
  • Case Study: Acupuncture, Tea, and Rice-Filled Heating Pads
  • Case Study: Carolina Crystals
  • Case Study: Deer Valley Organics, LLC

10. Payroll

  • 10-1 Gross Pay
  • 10-2 Payroll Deductions
  • 10-3 The Employer’s Payroll Taxes
  • Case Study: Score Skateboard Company
  • Case Study: Welcome Care
  • Case Study: First Foreign Auto Parts

11. Simple Interest and Simple Discount

  • 11-1 The Simple Interest Formula
  • 11-2 Ordinary and Exact Interest
  • 11-3 Promissory Notes
  • Case Study: 90 days same as Cash!
  • Case Study: The Price of Money
  • Case Study: Quality Photo Printing

12. Consumer Credit

  • 12-1 Installment Loans and Closed-End Credit
  • 12-2 Paying a Loan Before It Is Due: The Rule of 78
  • 12-3 Open-End Credit
  • Case Study: Know What You Owe
  • Case Study: Massage Therapy

13. Compound Interest, Future Value, and Present Value

  • 13-1 Compound Interest and Future Value
  • 13-2 Present Value
  • Case Study: How Fast Does Your Money Grow?
  • Case Study: Planning: The Key to Wealth
  • Case Study: Future Value/Present Value

14. Annuities and Sinking Funds

  • 14-1 Future Value of an Annuity
  • 14-2 Sinking Funds and Present Value of an Annuity
  • Case Study: Annuities for Retirement
  • Case Study: Accumulating Money
  • Case Study: Certified Financial Planner

15. Building Wealth Through Investments

  • 15-1 Stocks
  • 15-2 Bonds
  • 15-3 Mutual Funds
  • Case Study: Dynamic Thermoforming, Inc.
  • Case Study: Corporate Dividends and Investments

16. Mortgages

  • 16-1 Mortgage Payments
  • 16-2 Amortization Schedules and Qualifying Ratios
  • Case Study: Home Buying: A 30-Year Commitment?
  • Case Study: Investing in Real Estate

17. Depreciation

  • 17-1 Depreciation Methods for Financial Statement Reporting
  • 17-2 Depreciation Methods for IRS Reporting
  • Case Study: O’Brien Nursery
  • Case Study: Metro Mix Studio, LLC

18. Inventory

  • 18-1 Inventory
  • 18-2 Turnover and Overhead
  • Case Study: Decorah Custom Canoes
  • Case Study: Aspen Lakes Extreme

19. Insurance

  • 19-1 Life Insurance
  • 19-2 Property Insurance
  • 19-3 Motor Vehicle Insurance
  • Case Study: How Much Is Enough?
  • Case Study: Soul Food Catering

20. Taxes

  • 20-1 Sales Tax and Excise Tax
  • 20-2 Property Tax
  • 20-3 Income Taxes
  • Case Study: Computing Taxes Due
  • Case Study: A Tax Dilemma

21. Financial Statements

  • 21-1 The Balance Sheet
  • 21-2 Income Statements
  • 21-3 Financial Statement Ratios
  • Case Study: Contemporary Wood Furniture
  • Case Study: Metro Mix Studio: Financial Statements

Stop and Check Solutions

Answers to Odd-Numbered Exercises


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