Introduction to Risk Management and Insurance, 10th edition

Published by Pearson (August 29, 2012) © 2013

  • Mark S. Dorfman University of North Carolina at Charlotte
  • David A. Cather Pennsylvania State University

eTextbook

C$67.99

  • Easy-to-use search and navigation
  • Add notes and highlights
  • Flashcards help streamline study sessions
For upper level undergraduate/graduate courses in Principles of Insurance and Risk Management.

Drawing from the author’s extensive teaching experience, this book introduces students to basic insurance concepts from the consumer’s point of view and equips them with the tools to make intelligent, informed insurance purchasing decisions.


The tenth edition has been reorganized and fully updated to highlight the increased importance of risk management and insurance in business and society.  In particular, the tenth edition refocuses its attention on corporate risk management, reflecting its growing importance in today’s economy.

For upper level undergraduate/graduate courses in Principles of Insurance and Risk Management.

 

Drawing from the author’s extensive teaching experience, this book introduces students to basic insurance concepts from the consumer’s point of view and equips them with the tools to make intelligent, informed insurance purchasing decisions.


The tenth edition has been reorganized and fully updated to highlight the increased importance of risk management and insurance in business and society.  In particular, the tenth edition refocuses its attention on corporate risk management, reflecting its growing importance in today’s economy.

Comprehensive Coverage. Introduction to Risk Management provides solid coverage of the most critical concepts and issues. The book’s chapters are divided into six sections covering basic principles and terminology; operational and regulatory background for the insurance industry; homeowners and auto policies most likely to be purchased by readers; professional financial planning, including life and health insurance topics; advanced risk management topics and commercial property and liability insurance; and employee benefits, Social Security, unemployment insurance, and workers’ comp.

 

Integration Across the Curriculum. Concern with potential losses—the focal point of the undergraduate risk management curriculum—is shared to some extent by all major divisions of business studies. The book’s complete coverage includes references to economics, mathematics, law, history, politics, medicine, and more.

 

OTHER POINTS OF DISTINCTION

 

, offers valuable insight for every student—whether they want to simply understand how to buy a personal auto policy, gain risk management knowledge to help them in management, or pursue a career in insurance. The book’s thorough coverage equips readers with the insight to make informed buying decisions as well as a solid foundation to build upon in advanced risk management courses.



Five of the book's six sections have also been thoroughly updated:


Brief Contents

  • Chapter 1: Introduction to Enterprise Risk Management and Insurance
  • Chapter 2: Risk Identification
  • Chapter 3: Risk Assessment and Pooling
  • Chapter 4: Risk-Handling Techniques: Loss Control, Risk Transfer, and Loss Financing
  • Chapter 5: Risk-Handling Techniques: Diversification and Hedging
  • Chapter 6: Fundamentals of Insurance
  • Chapter 7: Insurable Perils and Insuring Organizations
  • Chapter 8: Insurance Functions
  • Chapter 9: Insurance Markets: Economics and Issues
  • Chapter 10: Insurance Regulation
  • Chapter 11: Insurance Contracts
  • Chapter 12: The Personal Auto Policy
  • Chapter 13: Homeowners Insurance (HO)
  • Chapter 14: Professional Financial Planning
  • Chapter 15: Life Insurance Policies
  • Chapter 16: Standard Life Insurance contract Provisions and Options
  • Chapter 17: Annuities
  • Chapter 18: Health Insurance and Disability Income
  • Chapter 19: Employee Benefits
  • Chapter 20: Social Security
  • Chapter 21: Unemployment and Workers’ Compensation Insurance
  • Chapter 22: Commercial Property Insurance
  • Chapter 23: Commercial Liability Insurance
Explore the latest resources to help you develop courses and exams for your students. Sign in and browse downloadable
instructor resource manuals and worksheets, Test Banks and more. We’ll guide you as you go

Need help? Get in touch

Platforms purpose-built for teaching and learning

Pearson+

All in one place. Pearson+ offers instant access to eTextbooks, videos and study tools in one intuitive interface. Students choose how they learn best with enhanced search, audio and flashcards. The Pearson+ app lets them read where life takes them, no wi-fi needed. Students can access Pearson+ through a subscription or their MyLab or Mastering course.

Video
Play
Privacy and cookies
By watching, you agree Pearson can share your viewership data for marketing and analytics for one year, revocable upon changing cookie preferences. Disabling cookies may affect video functionality. More info...

Pearson eTextbook: What’s on the inside just might surprise you

They say you can’t judge a book by its cover. It’s the same with your students. Meet each one right where they are with an engaging, interactive, personalized learning experience that goes beyond the textbook to fit any schedule, any budget, and any lifestyle.