Which description best characterizes visceral fat?

• A. Fat stored only in the bone marrow that increases bone density and reduces cardiovascular risk
• B. Fat stored around internal organs beneath the abdominal muscle layer; associated with central (apple) body shape and higher chronic disease risk
• C. Fat stored immediately under the skin over the limbs and hips that is metabolically inert and unrelated to chronic disease risk
• D. Fat stored in the subcutaneous tissue of the face and neck that exclusively predicts diabetes regardless of abdominal distribution

Answer: (B)