Now with the AI-powered study tool

Personal Finance: Turning Money into Wealth, 9th edition

Published by Pearson (July 6, 2022) © 2023

  • Arthur J. Keown Virginia Polytechnic Instit. and State University

In this eTextbook — More ways to learn

  • More flexible. Start learning right away, on any device.
  • More supportive. Get AI explanations and practice questions (select titles).
  • More interactive. Bring learning to life with audio, videos, and diagrams.
  • More memorable. Make concepts stick with highlights, search, notes, and flashcards.
  • More understandable. Translate text into 100+ languages with one tap.

In this eTextbook — More ways to learn

  • More flexible. Start learning right away, on any device.
  • More supportive. Get AI explanations and practice questions (select titles).
  • More interactive. Bring learning to life with audio, videos, and diagrams.
  • More memorable. Make concepts stick with highlights, search, notes, and flashcards.
  • More understandable. Translate text into 100+ languages with one tap.

In this eTextbook — More ways to learn

  • More flexible. Start learning right away, on any device.
  • More supportive. Get AI explanations and practice questions (select titles).
  • More interactive. Bring learning to life with audio, videos, and diagrams.
  • More memorable. Make concepts stick with highlights, search, notes, and flashcards.
  • More understandable. Translate text into 100+ languages with one tap.

In this eTextbook — More ways to learn

  • More flexible. Start learning right away, on any device.
  • More supportive. Get AI explanations and practice questions (select titles).
  • More interactive. Bring learning to life with audio, videos, and diagrams.
  • More memorable. Make concepts stick with highlights, search, notes, and flashcards.
  • More understandable. Translate text into 100+ languages with one tap.

Title overview

Personal Finance: Turning Money into Wealth empowers you to successfully make and carry out a plan for your financial future. By introducing the 10 fundamental principles of personal finance in a way that leaves a lasting impression, this text provides you with lifelong tools that will help you effectively cope with an ever-changing financial environment.

The 9th Edition reflects recent changes in the world of personal finance. This includes tax changes, new laws, the ever-changing investments landscape, the explosion of student loans, and credit card challenges facing graduating students.

Table of contents

PART I: FINANCIAL PLANNING

  1. The Personal Financial Planning Process
  2. Measuring Your Financial Health and Making a Plan
  3. Understanding and Appreciating the Time Value of Money
  4. Tax Planning and Strategies

PART II: MANAGING YOUR MONEY

  1. Cash or Liquid Asset Management
  2. Using Credit Cards: The Role of Open Credit
  3. Student and Consumer Loans: The Role of Planned Borrowing
  4. The Home and Automobile Decision

PART III: PROTECTING YOURSELF WITH INSURANCE

  1. Life and Health Insurance
  2. Property and Liability Insurance

PART IV: MANAGING YOUR INVESTMENTS

  1. Investment Basics
  2. Investing in Stocks
  3. Investing in Bonds and Other Alternatives
  4. Mutual Funds and Exchange-Traded Funds: An Easy Way to Diversify

PART V: LIFE CYCLE ISSUES

  1. Retirement Planning
  2. Estate Planning: Saving Your Heirs Money and Headaches
  3. Financial Life Events: Fitting the Pieces Together

Author bios

This publication contains markup to enable structural navigation and compatibility with assistive technologies. Images in the publication are fully described. The publication supports text reflow, is screen-reader friendly, and contains no content hazards known to cause adverse physical reactions.

Need help?Get in touch