Now with the AI-powered study tool

Personal Finance, 8th edition

Published by Pearson (August 28, 2024) © 2025

  • Jeff Madura Emeritus Professor of Finance; Florida Atlantic University
per month
monthly payments or
pay undefined one-time
Buy nowOpens in a new tab
Instant access

In this eTextbook — More ways to learn

  • More flexible. Start learning right away, on any device.
  • More supportive. Get AI explanations and practice questions (select titles).
  • More interactive. Bring learning to life with audio, videos, and diagrams.
  • More memorable. Make concepts stick with highlights, search, notes, and flashcards.
  • More understandable. Translate text into 100+ languages with one tap.
due today
Buy nowOpens in a new tab

In this eTextbook — More ways to learn

  • More flexible. Start learning right away, on any device.
  • More supportive. Get AI explanations and practice questions (select titles).
  • More interactive. Bring learning to life with audio, videos, and diagrams.
  • More memorable. Make concepts stick with highlights, search, notes, and flashcards.
  • More understandable. Translate text into 100+ languages with one tap.
$59.94
monthly payments or
pay undefined one-time
Instant access

In this eTextbook — More ways to learn

  • More flexible. Start learning right away, on any device.
  • More supportive. Get AI explanations and practice questions (select titles).
  • More interactive. Bring learning to life with audio, videos, and diagrams.
  • More memorable. Make concepts stick with highlights, search, notes, and flashcards.
  • More understandable. Translate text into 100+ languages with one tap.
$59.94
monthly payments or
pay undefined one-time
Instant access

In this eTextbook — More ways to learn

  • More flexible. Start learning right away, on any device.
  • More supportive. Get AI explanations and practice questions (select titles).
  • More interactive. Bring learning to life with audio, videos, and diagrams.
  • More memorable. Make concepts stick with highlights, search, notes, and flashcards.
  • More understandable. Translate text into 100+ languages with one tap.

Title overview

Personal Finance is renowned for its hands-on approach keyed to the concepts you need to make your own financial decisions. Workable cases, exercises and problems all reinforce the practical aspects of planning. By the end of the text, you will have built a personal financial plan, and gained direction regarding your college major, favorite investment, credit score and career.

The 8th Edition has been thoroughly updated with recent financial trends and tools you can use to become confident managing your finances now and into the future.

Table of contents

Financial Literacy Pre-Test

  1. Overview of a Financial Plan

PART 1: MANAGING YOUR BUDGET AND INCOME

  1. Budgeting
  2. Applying the Time Value of Money to Long-Term Budgeting
  3. Tax Planning

PART 2: MANAGING YOUR LIQUIDITY

  1. Banking and Interest Rates
  2. Managing Your Money
  3. Assessing and Securing Your Credit
  4. Managing Your Credit

PART 3: PERSONAL FINANCING

  1. Personal Loans
  2. Purchasing and Financing a Home

PART 4: PROTECTING YOUR WEALTH

  1. Auto and Homeowner's Insurance
  2. Health and Disability Insurance
  3. Life Insurance

PART 5: PERSONAL INVESTING

  1. Investing Fundamentals
  2. Investing in Stocks
  3. Investing in Bonds
  4. Investing in Mutual Funds
  5. Asset Allocation

PART 6: RETIREMENT AND ESTATE PLANNING

  1. Retirement Planning
  2. Estate Planning

PART 7: SYNTHESIS OF FINANCIAL PLANNING

  1. Integrating the Components of a Financial Plan

Financial Literacy Post-Test

APPENDICES

  1. Your Career
  2. Projects
  3. Financial Tables

Free Apps for Personal Finance

Need help?Get in touch