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Principles of Risk Management and Insurance, 15th edition

Published by Pearson (3 June 2026) © 2027

  • George E. Rejda
  • Michael J. McNamara Washington State University
  • Jim Carson University of Georgia
  • Jaqueline Volkman Wise Saint Joseph University
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In this eTextbook — More ways to learn

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Products list

In this eTextbook — More ways to learn

  • More support. Get AI help with personalized summaries, instant explanations, and quick translations.
  • More flexible. Start learning right away, on any device.
  • More interactive. Learn through audio, video, and practice.
  • More memorable. Study better with notes, highlights, and flashcards.
 
Products list

In this eTextbook — More ways to learn

  • More support. Get AI help with personalized summaries, instant explanations, and quick translations.
  • More flexible. Start learning right away, on any device.
  • More interactive. Learn through audio, video, and practice.
  • More memorable. Study better with notes, highlights, and flashcards.

Title overview

For 40+ years, Principles of Risk Management and Insurance has prepared generations of field practitioners. It provides a comprehensive analysis of the major risks confronting individuals, families and businesses, as well as the insurance solutions in place to address these risks. With a primary focus on the consumer, the authors make the content applicable to a variety of business disciplines, drawing connections between your courses.

The 15th Edition focuses on post-pandemic changes impacting risk, from supply chain issues and climate change to social inflation and hybrid work. The authors discuss how new risk factors, along with social reforms and AI-led innovations, are changing policies and operations across the insurance industry.

Table of contents

  1. Risk and Its Treatment
  2. Insurance and Risk
  3. Introduction to Risk Management
  4. Enterprise Risk Management
  5. Types of Insurers and Marketing Systems
  6. Insurance Company Operations
  7. Financial Operations of Insurers
  8. Government Regulation of Insurance
  9. Fundamental Legal Principles
  10. Analysis of Insurance Contracts
  11. Life Insurance
  12. Life Insurance Contractual Provisions
  13. Annuities and Individual Retirement Accounts
  14. Individual Health Insurance Coverages
  15. Employee Benefits: Group Life and Health Insurance
  16. Employee Benefits: Retirement Plans
  17. Social Insurance
  18. The Liability Risk
  19. Auto Insurance
  20. Auto Insurance (Continued)
  21. Homeowners Insurance, Section I
  22. Homeowners Insurance, Section II
  23. Other Property and Liability Insurance Coverages
  24. Commercial Property Insurance
  25. Commercial Liability Insurance
  26. Crime Insurance and Surety Bonds

APPENDICES

  • A. Personal Auto Policy
  • B. Homeowners 3 (Special Form)

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