Which of the following groups is most affected by poverty?

• A. Homeowners in affluent neighborhoods
• B. Children in single-parent households
• C. Full-time employed adults with college degrees
• D. Retired individuals with private pensions

Answer: (B)

Verified step by step guidance

1. Step 1: Understand the concept of poverty and which demographic groups are typically more vulnerable to it. Poverty refers to the state where individuals or groups lack sufficient income or resources to meet basic living standards.
2. Step 2: Analyze each group in the question based on their typical economic stability and risk factors associated with poverty. For example, homeowners in affluent neighborhoods usually have higher wealth and income, reducing their risk of poverty.
3. Step 3: Consider children in single-parent households. Single-parent families often face higher economic challenges due to a single income source and additional caregiving responsibilities, making them more susceptible to poverty.
4. Step 4: Evaluate full-time employed adults with college degrees. This group generally has stable income and better job prospects, which lowers their likelihood of experiencing poverty.
5. Step 5: Assess retired individuals with private pensions. While some retirees may face financial difficulties, those with private pensions typically have a steady income stream, which provides some protection against poverty.