In the context of a 50/100/25 split limit insurance policy, the '50' refers to the maximum amount the policy will pay in:

• A. Medical payments per person
• B. Bodily injury liability per accident
• C. Property damage liability per accident
• D. Bodily injury liability per person

Answer: (D)

Verified step by step guidance

1. Understand the concept of split limit insurance policies: Split limit insurance policies specify three separate limits for coverage, typically expressed as 'A/B/C'. These limits represent the maximum amounts the insurer will pay for different types of claims.
2. Break down the components of the split limit: In a 50/100/25 policy, '50' refers to the maximum amount the insurer will pay for bodily injury liability per person, '100' refers to the maximum amount for bodily injury liability per accident (regardless of the number of people injured), and '25' refers to the maximum amount for property damage liability per accident.
3. Focus on the '50' component: The '50' specifically refers to the maximum amount the policy will pay for bodily injury liability per person. This means that if one person is injured in an accident, the insurer will cover up to \$50,000 for their medical expenses and related costs.
4. Clarify the distinction between bodily injury liability per person and per accident: Bodily injury liability per person ('50') is the limit for each individual injured, while bodily injury liability per accident ('100') is the total limit for all individuals injured in a single accident.
5. Conclude the explanation: Based on the breakdown, the '50' in the 50/100/25 split limit insurance policy refers to bodily injury liability per person, as it sets the maximum coverage for medical expenses and related costs for one individual injured in an accident.